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If you’ve been charged with a DUI in Georgia, it’s imperative to understand that you must take these matters seriously. DUIs carry intense penalties, so familiarizing yourself with the potential criminal consequences you can face if convicted is critical. However, one thing that many are unaware of is the impact that a DUI can have on your auto insurance rates. The following blog explores what you should know about these matters and why working with a Cobb County DUI lawyer is critical to fighting for the best possible outcome for your circumstances.

What Criminal Penalties Can I Face for a DUI?

When you are pulled over by a police officer and charged with driving under the influence (DUI), you can anticipate facing serious penalties for this crime. Generally, you’ll find that for a first-offense DUI in Georgia, you can face a minimum of 72 hours in jail and fines of up to $600. However, the maximum consequences you can expect include up to one year in jail and a $1,000 fine. In addition to jail time and fines, you can anticipate a license suspension for 12 months.

It’s important to understand that there may be aggravating factors present at the time of your arrest that can increase the penalties you’ll face, even if it’s your first offense. For example, if you are driving with a very high blood alcohol concentration (BAC) or you have a minor in the vehicle while under the influence, you can face increased penalties. This is because these circumstances are considered particularly egregious.

How Will a DUI Impact My Insurance Rates in Georgia?

In addition to criminal charges for driving under the influence of alcohol in Georgia, you can anticipate drastic changes in your insurance rates. When you are charged with a DUI, you will automatically be considered a high-risk driver, even if no crash occurred. This is because you are now a risk to insure, as the likelihood of an accident is significantly higher.

Once you are charged, if you are not dropped by your insurance company, you can expect a drastic increase. On average, Georgians with DUIs see an 84% increase in their annual insurance premiums.

In addition to an increase in your current insurance premiums, you’ll be required to obtain a special form of insurance known as SR-22 coverage. While this isn’t technically insurance, it is a certification that shows you’ve obtained the necessary minimum coverage required by the state of Georgia. You are required to pay the mandatory fees associated with this coverage when you obtain the insurance and each time you renew.

As you can see, a DUI charge can have drastic impacts on your life. Not only do you risk criminal consequences, but it can have a significant financial impact on you as well. That is why it’s in your best interest to connect with an experienced criminal defense attorney from the Miller Law Practice, LLC. Our firm understands how difficult these matters can be to navigate, which is why our team can guide you through the criminal justice process.